Finance · Intermediate · about 17 minutes

Owner finance — cash flow, expenses and the questions to ask your CA

Your P&L shows a profitable quarter. Your bank balance has fallen. You do not know why, and the explanation involves inventory build-up, a lengthening receivables cycle and an advance to a supplier — none of which appears in the P&L.

You need

Kitchenware D2C, ₹1.4 crore. Opening balance ₹6,80,000.

Tool

Excel or Sheets, updated weekly

You get

2. THE LOWEST POINT — week 8, closing balance ₹1,40,000.

Time saved

Cash visibility from none to six weeks of forward warning, for about 20 minutes a week.